That question has too many variables to give a blanket answer.  The coverage amount you need is dependent upon the value of your assets, your exposures, your risk tolerance, and your budget.

It is an extra layer of coverage above your underlying limits.  This is the most undersold and most affordable product in the insurance industry.  The cost for most insureds is less than $1 per day.

As an independent insurance agency, we are not limited to one single provider.  In fact, we work with multiple carriers to most appropriately meet the needs of our clients.  This allows us to get you the best coverage for the best price.

We take a team approach to servicing your account.  Your agent and our support staff will be available to address your needs.